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Poetry & Reflections

I live in the Now

I Live in the Now

I am a fountain of possibilities
I will not be defined by my job
My creed
My nationality
My star, moon, or sun sign
I am the now
The beaming life
Before your eyes
Formless
Nameless
I ascribe to nothing
So I can be anything
Anything that is needed presently
I can show up wholeheartedly
Because I am here
There’s really nowhere else to be
A space to just be
In love infinitely
Blissed out on authenticity

Just as you are

The Value I Bring

I craft and refine the threads of data,
Guiding generative AI to better understand us,
To make its models more accurate,
Reliable, intuitive, easy to use.

Where AI meets content,
And human insight dances in between,
I find the way, a spark,
The place where I can make the biggest difference.

Projects that ignite my heart are those
Where data-driven content
Engages audiences,
Fuels product growth,
And shapes experiences that matter.

I am a valuable asset,
Paid to play the keys of a computer,
Yet I do more than play,
I create, I connect, I innovate.

I work with AI,
And with every line of code,
Every dataset curated,
I become a resource:
My knowledge, my perspective, my personality,
All tools to shape something meaningful.

I am grateful,
That the world of the internet opens up for me,
That technology is my brush, my stage, my pen.

I can make art,
I can craft poetry,
I can generate wealth,
I can manifest any vision,
And all the possibilities stand ready,
Everything flows in my favor.

I am hired,
I claim ownership fully,
Deliver results that are strong and clear,
And stand as a dependable, creative, collaborative force.

Thank you for your time,
And for considering the value I bring.

Skills

Skills that Matter

Staying calm when storms arise,
Managing time, no moment wasted,
Knowing when to ask for help,
And trusting that support is strength.

Holding onto positivity,
Optimism lighting the way,
Listening deeply,
Not merely waiting to reply.

Building bonds that last,
Being easy to work with,
Guided by empathy,
And emotional intelligence.

Expressing thoughts with clarity,
Resolving conflicts with peace,
Setting boundaries where needed,
Protecting your energy, your space.

Thinking quickly on your feet,
Making decisions with courage,
Mastering the art of persuasion,
Selling ideas with confidence.

Handling money with wisdom,
Learning constantly, growing endlessly,
A life of skills that matter,
Shaping success in every step.

Business Insights

The Most Pathetic Scammers: Fake Job Offers and the Fraud Check Trap

The Most Pathetic Scammers: Fake Job Offers and the Fraud Check Trap

There's something especially low about scammers who prey on job seekers. You're out there hustling, researching companies, tailoring your resume, maybe even crossing your fingers for a little luck, and then someone shows up pretending to offer you a dream opportunity. Except it's not a job. It's a scam.

And sometimes, even when you do your homework - check the company, verify the person's name on LinkedIn, read the website - these scammers still find a way to creep in. That's because they're getting sneakier: stealing real people's professional profiles, cloning legitimate company pages, and even spoofing email addresses that look almost identical to the real deal.

So how does this scam actually work? Let's break it down.

Recruiting Deception: The Rise of Fake Job Offer Scams

Even when you do your homework by checking the company, verifying the person's name on LinkedIn, read the website. Scammers still find a way to creep in. That's because they're getting sneakier. They steal real people's professional profiles, clone real company pages, and spoof email addresses that look almost identical to the real deal.

What is their deal?

They create a Hook: You get an email or message from someone claiming to be a recruiter or hiring manager. The job sounds perfect with flexible hours, good pay, remote position, and "quick hiring." They might say they found your resume on a legitimate job board.

The fakeness: The scammer uses the name and photo of a real person who works at a reputable company. Their email address might look authentic, such as [email protected] instead of [email protected]. It's easy to miss small changes like that.

The Offer: You have a quick chat interview, usually over Telegram, WhatsApp, or another messaging app. Then, you're "hired" on the spot. They send paperwork that looks official, complete with company logos and fake HR signatures.

And then comes the Check Trick: This is where it becomes criminal. The scammer sends you a fake check or promises to pay you in advance "to buy office equipment." You're told to deposit it, then send part of the money to a "vendor." The check later bounces, and you're left owing the bank for the funds you wired out.

The check looks real at first, but it's counterfeit. By the time your bank flags it, the scammer is gone along with your money.

Red Flags to Watch Out For When Job Hunting

Even diligent job seekers can get fooled. Here are key warning signs:

  1. Too-good-to-be-true offers: High pay for low effort, no experience required, or immediate hiring.
  2. No real interview: Legitimate companies use phone, video, or in-person interviews, not casual chat apps.
  3. Unprofessional or suspicious emails: Watch for slight spelling differences or odd domain names.
  4. Requests for money or banking info: A real employer will never ask you to buy equipment or deposit checks for them.
  5. Pressure or urgency: Scammers often rush you to act before you can verify details.
  6. Poor grammar or vague job descriptions: Often copied, pasted, or AI-generated.
  7. Unverifiable contact information: Always confirm directly through the company's official website.

How to Protect Yourself

  • Search the recruiter's name with "scam" or "fraud." See if others have reported them.
  • Call the company directly. Ask if the recruiter actually works there.
  • Never deposit checks from strangers or new employers. Legitimate payments come through payroll, not personal transfers.
  • Trust your instincts. If something feels off, it probably is.

Final Thoughts

Fake job scams are among the most pathetic schemes out there because they target people who are trying to earn an honest living. These scammers may steal names, photos, and even entire company identities, but awareness is your best protection.

When in doubt, pause and verify before taking any action. No legitimate employer will ever ask you to move money, buy supplies, or act in secrecy.

Stay smart, stay alert, and keep pursuing the real opportunities that you've worked so hard to deserve.

Tags: #JobScamAwareness #JobHuntingTips #CareerSafety #OnlineScams #FakeRecruiters #FraudPrevention #JobSeekers #LinkedInSafety #CareerAdvice

Corporate Social Responsibility

21st Century Corporate Social Responsibility

Introduction

Corporate social responsibility's main initiative is to do good. Consumers expect companies to improve society and portray a higher ethical standard (Gonzalez-Padron, 2015). Companies realize that by prioritizing social responsibility in their business strategies, they can boost growth in reputation, profitability, and competitiveness. Corporate social responsibility is beneficial to both business and society. By understanding what a good corporate citizen is and reviewing one of the highest-ranked corporate social responsibility companies, the benefits of this responsibility can be analyzed.

A Good Corporate Citizen

A good corporate citizen complies with the ethical norms of society and recognizes their responsibility to external and internal stakeholders. Any person or group that can affect or be affected by the company’s activities is a stakeholder (Gonzalez-Padron, 2015). These include investors, employees, consumers, suppliers, and even the community. In consideration of their stakeholders, companies are reviewing their social, economic, and ecological impact on the environment and have started adopting sustainable business practices that benefit the community. Sustainability is the ability to maintain a certain level over time.

There are many ways for a company to be a good corporate citizen; some engage in shared value policies where their practices and policies enhance the competitiveness of the company while still advancing the social and economic conditions of the areas where they operate (Gonzalez-Padron, 2015). Other companies engage in strategic philanthropy to achieve long-term sustainability, combining a business mission with a charitable mission to link commercial objectives and social initiatives. Businesses can engage in employee volunteerism, donations, and sharing talents with nonprofit groups. Companies may also use cause marketing as a form of strategic philanthropy, where charitable contributions are made through the purchase of the company's products. From a global perspective, multinational companies must balance the needs and expectations of communities when developing a business strategy in other countries.

The Company

Google was founded in 1995 by Larry Page and Sergey Brin (Our Company, 2017). The developers wanted to create a search engine that used links to determine the importance of webpages on the World Wide Web. The mission of their creation was "to organize the world's information and make it universally accessible and useful" (Our Company, 2017). The company employs about 60,000 employees in 50 different countries around the world (Our Company, 2017). The company builds technology used by billions of people across the world, such as YouTube, Google Search, Android, and smart devices.

Corporate Social Responsibility

Google was ranked No. 1 in Global Corporate Social Responsibility by the Reputation Institute (Miceli, 2015). The company was ranked based on its workplace, citizenship, and governance. As the top of the list, Google is not only a good corporate citizen, but it also succeeded in communicating this to its stakeholders. Google is ranked at the top because it has been carbon neutral and has implemented many environmentally friendly initiatives (Miceli, 2015). Google takes on sustainability projects to improve its bottom line, reduce its environmental impact, and because it is the right thing to do (Miceli, 2015). The company proposes that moving to a clean economy will build a sustainable and prosperous world (Solving for Sustainability, 2017).

Conclusion

In conclusion, corporate social responsibility is beneficial to both society and the business. There are many ways corporations can engage in impactful activities that can do good in their community and globally. Businesses are more trustworthy and reliable when they engage in corporate social responsibility and reap the benefits of a good reputation, an increase in profits, and competitiveness.

References

Corporate Social Responsibility

Google was ranked No. 1 in Global Corporate Social Responsibility by the Reputation Institute (Miceli, 2015). The company was ranked based on its workplace, citizenship, and governance. As the top of the list, Google is not only a good corporate citizen, but it also succeeded in communicating this to its stakeholders. Google is ranked at the top because it has been carbon neutral and has implemented many environmentally friendly initiatives (Miceli, 2015). Google takes on sustainability projects to improve its bottom line, reduce its environmental impact, and because it is the right thing to do (Miceli, 2015). The company proposes that moving to a clean economy will build a sustainable and prosperous world (Solving for Sustainability, 2017).

Conclusion

The Company

Google was founded in 1995 by Larry Page and Sergey Brin (Our Company, 2017). The developers wanted to create a search engine that used links to determine the importance of webpages on the World Wide Web. The mission of their creation was “to organize the world’s information and make it universally accessible and useful” (Our Company, 2017). The company employs about 60,000 employees in 50 different countries around the world (Our Company, 2017). The company builds technology used by billions of people across the world, such as YouTube, Google Search, Android, and smart devices.

Corporate Social Responsibility

Google was ranked No. 1 in Global Corporate Social Responsibility by the Reputation Institute (Miceli, 2015). The company was ranked based on its workplace, citizenship, and governance. As the top of the list, Google is not only a good corporate citizen, but it also succeeded in communicating this to its stakeholders. Google is ranked at the top because it has been carbon neutral and has implemented many environmentally friendly initiatives (Miceli, 2015). Google takes on sustainability projects to improve its bottom line, reduce its environmental impact, and because it is the right thing to do (Miceli, 2015). The company proposes that moving to a clean economy will build a sustainable and prosperous world (Solving for Sustainability, 2017).

Conclusion

In conclusion, corporate social responsibility is beneficial to both society and the business. There are many ways corporations can engage in impactful activities that can do good in their community and globally. Businesses are more trustworthy and reliable when they engage in corporate social responsibility and reap the benefits of a good reputation, an increase in profits, and competitiveness.

References

HD Supply Financial Analysis

The Importance of Financial Statements for Investors

Introduction

Investors rely on financial statements to evaluate a company's financial performance. Financial statements also give management an opportunity to communicate the accomplishments of the company (Epstein, 2014). Investors have a vested interest in the financial condition of a company as it provides insight into the profitability and safety of their investments. Financial statements let investors know where a company's money is now and where it went. The statements provide detailed information about the company's assets, cash flow, and investments. To fully analyze the financial condition of a company, investors must learn the background of the company, its industry, the economy, and the outlook for the future of the company. Investors must know how to analyze the short-term liquidity, the operating efficiency, the capital structure, and the profitability of the company. Investors who analyze their investments using the financial statements are better equipped to make financially sound decisions. Investors use financial ratios to learn about a company's financial wealth as well as its future potential. These ratios are specific pieces of information obtained from the income statement and the balance sheet.

Background & Industry Outlook

HD Supply is one of the largest distribution companies in North America. It provides products for maintenance, residential and nonresidential construction, repair and operations, and water infrastructure, along with local customer-driven services such as will-call, direct-ship, jobsite delivery, and innovative solutions. HD Supply operates through three segments: Waterworks, Facility Maintenance, and Industrial White Cap. The company has 550 locations across 48 U.S. states and six Canadian provinces and has been in business for more than 80 years.

The firm is part of the home improvement retail industry, which includes Home Depot and Lowe's. The industry showed above-average growth in recent periods driven by housing demand and renovation activity. Forecasts expect continued industry tailwinds if consumer confidence and housing demand remain strong.

Liquidity

Liquidity indicates a company's ability to generate cash to pay its obligations. Investors use liquidity ratios such as the current ratio to assess short-term financial health. HD Supply reported liquidity including cash and cash equivalents and available borrowings; the company reported a current ratio that changed year-over-year and maintained several hundred million in available liquidity to meet obligations.

Operating Efficiency

Operational efficiency measures how effectively a company uses its resources to generate sales. Investors look at inventory turnover and asset turnover ratios to evaluate efficiency. HD Supply reported a decrease in inventory turnover and increased operating expenses in recent years, indicating a need to reduce inventory buildup and improve margins.

Capital Structure

The capital structure describes how a company finances its operations through debt and equity. Investors monitor debt-to-equity ratios to gauge financial risk. HD Supply improved its debt-to-equity ratio modestly but still trails some industry peers on leverage metrics.

Profitability

Profitability is evaluated with income statement metrics and ratios such as return on assets and net profit margin. HD Supply reported improvements in gross profit driven by sales growth but also experienced higher operating expenses. Investors should balance revenue growth against margin pressure when assessing long-term profitability.

Recommendation

For future analysis, investors should monitor housing market trends, gross margin improvements, expense control, and inventory management. HD Supply's prospects are closely tied to the housing sector; management should focus on improving sales, margins, and cost controls to maintain competitiveness.

Conclusion

Financial statement analysis provides investors with the tools to evaluate a firm's liquidity, efficiency, capital structure, and profitability. The HD Supply case illustrates how these measures reveal operational strengths and weaknesses and guide investment decisions.

References

The Audit — Financial Assurance

The Audit

Introduction

Investors need to be certain that the information provided on a company's financial statements correctly portrays the company's financial position. Investors accomplish this by hiring an impartial auditor to review the company's financial statements and operations (Epstein, 2014). These auditors confirm that the statements are materially accurate. An auditor's review of a company's financial statements is called an audit; it is a vital process that ensures the accuracy of a company's financial statements. Companies must understand what auditors do and know the requirements of the Sarbanes‑Oxley Act to operate as a public company.

What Auditors Do

Every public company that sells stock in the public market must hire an independent certified public accountant to audit its financial statements. Auditors' primary responsibility is to express an opinion on whether the financial statements are materially accurate (Epstein, 2014). Auditors complete extensive training, including an accounting degree, passing the CPA exam, and ongoing continuing education.

Auditors typically follow three key steps: define the scope, perform field work, and write the audit report (Epstein, 2014). They define scope by meeting with management to agree objectives, perform field work by testing controls and transactions on site, and produce an audit report that presents findings, identifies issues, and may include recommendations. Managers are usually given an opportunity to review findings before the final report is issued.

Sarbanes‑Oxley Act Requirements

The Sarbanes‑Oxley Act (SOX) established requirements for auditors and public companies under the oversight of the Public Company Accounting Oversight Board (PCAOB). SOX aimed to strengthen corporate governance and restore investor confidence (Hanna, 2014). A key mandate requires an independent audit and enhanced internal controls. While SOX compliance can be costly and administratively demanding, it improves transparency, strengthens controls, and gives investors more confidence in reported financial information.

Conclusion

Conclusion

Audits validate a company's financial statements and provide investors with assurance about financial statement reliability. Auditors are trained professionals who define scope, perform fieldwork, and report findings. They play a critical role in capital markets. Although regulations like Sarbanes‑Oxley add cost and paperwork, they improve internal controls and investor confidence, making auditing a necessary component of public company governance.

References

Sarbanes‑Oxley Act Requirements

The Sarbanes‑Oxley Act (SOX) established requirements for auditors and public companies under the oversight of the Public Company Accounting Oversight Board (PCAOB). SOX aimed to strengthen corporate governance and restore investor confidence (Hanna, 2014). A key mandate requires an independent audit and enhanced internal controls. While SOX compliance can be costly and administratively demanding, it improves transparency, strengthens controls, and gives investors more confidence in reported financial information.

Conclusion

Audits validate a company’s financial statements and provide investors with assurance about financial statement reliability. Auditors are trained professionals who define scope, perform fieldwork, and report findings. They play a critical role in capital markets. Although regulations like Sarbanes‑Oxley add cost and paperwork, they improve internal controls and investor confidence, making auditing a necessary component of public company governance.

References

  • Epstein, L. (2014). Financial decision making: An introduction to financial reports. Bridgepoint Education, Inc.
  • Jahmani, Y., & Dowling, W. A. (2008). The Impact Of Sarbanes‑Oxley Act. Journal of Business & Economics Research.
  • Juloa, H. (2014, March 10). The Costs And Benefits Of Sarbanes‑Oxley. Forbes. https://www.forbes.com/...